What is the Call Merger Scam?

The Call Merger Scam is a new mobile fraud tactic spreading rapidly across Rajasthan (Jaipur, Udaipur, Jodhpur, Kota) and other parts of India. Scammers exploit the call conference feature on your phone to steal OTPs and drain bank accounts.

🔴 Recent Warning by NPCI (National Payments Corporation of India):
Authorities have issued alerts about this scam after multiple victims reported losing money. If you receive a suspicious call asking to “merge another call,” BEWARE!

How the Call Merger Scam Works? (Step-by-Step)

1️⃣ Scammer Calls You

• Poses as a friend, bank official, or event organizer.
• Claims they got your number from a “mutual contact” or need urgent help.

2️⃣ Asks to Merge Another Call

• Says a “VIP” or “bank manager” will join the call.
• Tricks you into using the “Merge Calls” feature.

3️⃣ Secretly Connects to Bank’s OTP Call

• The scammer already triggered a transaction (UPI/Payment).
• The bank’s automated OTP call gets merged into your conversation.

4️⃣ OTP is Stolen

• You hear the OTP (thinking it’s part of the call).
• The scammer captures it and empties your account instantly.

💡 Real-Life Case in Jaipur:
A journalist was invited to cover an event. The scammer merged a fake VIP call, which was actually the bank’s OTP verification. The OTP was stolen, and ₹50,000 was lost in minutes.

Is Call Merger Scam Illegal? Key Laws in India

✅ Bhartiya Nyay Sanhita (BNS) / IPC

• Section 318 (Cheating): Up to 7 years jail + fine.
• Section 319 (Cheating by Personation): Punishment for impersonation.

✅ IT Act, 2000 (Cyber Fraud Laws)

• Section 66D (Cheating by Personation via Phone): 3 years jail + ₹1 lakh fine.
• Section 66C (Identity Theft): If OTP is misused.

✅ Indian Telegraph Act, 1885

• Section 25(b): Illegal call interception – 3 years jail.

📢 Legal Action: If you’re a victim, file an FIR at Cyber Crime Police Station & report to www.cybercrime.gov.in.

How to Avoid Call Merger Scam? (Safety Tips)

🚫 Never merge calls from unknown numbers.
🚫 Banks NEVER ask for OTPs over calls.
🚫 Verify caller identity – Call back on official numbers.
🚫 If you get an unexpected OTP, freeze your account immediately.
🚫 Educate family & friends – Scammers target the elderly.

What to Do If You’re Scammed?

1️⃣ Call Cyber Crime Helpline – 1930 (24×7 Support)
2️⃣ Freeze Bank Account – Contact your bank immediately.
3️⃣ File FIR at Cyber Police Station (Jaipur, Udaipur, Jodhpur).
4️⃣ Report at cybercrime.gov.in
5️⃣ Consult a Cyber Crime Lawyer for legal recovery.

Need Help? Contact Advocate Pankaj – Jaipur’s Top Cyber Crime Lawyer

If you’ve lost money in a Call Merger Scam in Rajasthan, take legal action NOW to recover your funds.

🔹 Expert in Cyber Fraud & Banking Disputes
🔹 FIR Filing, Legal Notices & Court Petitions
🔹 Fast Resolution for Fraud Victims

📞 Call Now: 74128 80368
🌐 Visit: www.cyberlawyerjaipur.com

Don’t let scammers win – Fight back legally!